Get the Returns You Deserve
For years, Australian investors have been conditioned to believe that safety equals success. Leave your money in the bank. Clip a term deposit. Wait patiently. But here’s the reality no one likes to admit:
Deposit rates don’t build wealth.
If you want real financial progress income today and growth tomorrow, your money needs to work harder. That’s exactly what our dividend strategy is designed to do.
👉 Start your 14-day trial today and access all dividend portfolios, including Portfolio #17.
A decade of proof, not theory
For more than 10 years, Under the Radar has been running Small Cap Dividend Portfolios. Not as a marketing idea. Not as a theory. But as a real-world investing strategy used by real investors at every stage of their journey.
This approach works whether you are:
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building wealth in the accumulation phase
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transitioning toward income
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or managing drawdown alongside other income-producing assets
Our dividend portfolios are not standalone gimmicks they are a core building block in a serious portfolio. The key ingredients?
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patience
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discipline
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and consistent rebalancing
And yes we help you do all three.
Why volatility now favours individual investors
2025 will be remembered as the year ETFs truly flexed their power. That might sound intimidating but long term, it actually puts individual investors in the strongest position possible. Why?
Because ETFs create exaggerated market swings. And exaggerated swings create mispricing. That’s where we thrive and as indiviudal investors we don’t fear volatility, we benefit from it. Just look at the performance of our dividend portfolios.
Beating the index again: 23.9 % average annual return
Over the past decade, almost all of our dividend portfolios have outperformed:
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the ASX All Ordinaries
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and the ASX Small Caps Index
And not by a small margin. We’re talking 20–30 percentage points of outperformance in many cases. Our three most recent portfolios (October 2023, May 2024, January 2025) delivered:
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23.9% average annual return
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versus 6.4% from the ASX All Ordinaries
That’s not noise. That’s a system working. Each Small Cap Dividend Portfolio holds 10–13 stocks. We release two new portfolios a year so investors can replicate these portfolios themselves to build up their own nest egg.
Introducing Small Cap Dividend Portfolio #17
In January, we released Dividend Portfolio #17 more than a decade after launching the very first. We give you 13 stocks plus:
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a practical guide to building your own dividend portfolio
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a rebalancing framework (Issue 679 is essential reading)
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and clear instructions on how to invest in the real world, not in theory
Whether you’re:
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investing gradually over time
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building on an existing portfolio
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or deploying a lump sum
These are exclusive, practical tools the same ones we use ourselves.
My favourite advice: Pick and Stick
If I had to distil this strategy into one principle, it would be this:
Pick and Stick.
Big returns are a function of patience. Dividend portfolios aren’t about constant trading. They’re about letting winners run and rebalancing when required.
When a stock delivers excessive gains, take some profits and redeploy into new opportunities. That’s exactly what we’ve done with:
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Evolution Mining (EVN)
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Nick Scali (NCK)
And I’m confident 2026 will produce more EVN and NCK-style opportunities. See more of our top stocks here.
A simple portfolio rule that works
Here’s a practical investment tip you can use immediately:
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Buy your core stocks first
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Allocate ~10% to each core holding
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Allocate ~5% to select growth stocks
Simple. Repeatable. Effective.
Ready to move beyond a deposit rate?
The most important step isn’t picking the perfect stock. It’s getting invested now.
If you want guidance, structure, and proven portfolios behind you 👉 Start your 14-day trial today and access all dividend portfolios, including Portfolio #17.
Your money deserves more.
